Sample Letter Negotiate Credit Card Debt. Sample letter requesting reduced payment on a debt. Select the letter below that best describes your circumstance.
Credit card debt is typically unsecured debt, meaning a credit card company can't come after your assets if you fail to pay what you owe. The credit card debt negotiation depends on whether or not the individual creditor will work with you. I understand that my sister held accounts with Commonwealth Bank of Australia and may have held a credit card.
Credit Cards for Bad or No Credit.
Use our sample letters to write to your creditors.
When finances get tight, credit card payments are often one of the first bills people let slide. Here is a variety of sample credit letters you can tailor and send to credit card companies, debt collectors, and other credit bureaus. You can also visit our bookstore where you can purchase eBooks on credit.